ramsey logoREGIONAL — Learn how to beat debt, build wealth, and give more at Financial Peace University, a life-changing program by Dave Ramsey launching in eight churches throughout the greater Chattanooga area in August and September.

By the time Ramsey was 26 he had a net worth of a little over a million dollars. Making $250,000 a year, he still had a lot of debt which eventually caused his family to lose everything.

daveThey soon learned they were not the only ones at the bottom, and Ramsey went on a quest to find out how money really works, how to get control and how to have confidence in managing it.

"I came to realize that my money problems, worries and shortages largely began and ended with the person in my mirror," Ramsey said. "If I could learn to manage the character I shaved with every morning, I would win with money."

More than 1 million families have gone through the 13-week program. Held once a week, each class is about two hours. During the first hour, Dave Ramsey teaches on video. During the second hour, class members come together for small-group discussion.

Class size represents 8 to 12 families (12–24 people). Members receive audio discs in the event they miss a class and want to make it up, though each must attend 12 of the 13 classes for a graduation certificate. Members support each other and hold each other accountable. Cost varies upon location, some sites offer limited scholarships and churches often include discounts unavailable online.

Financial Peace University Locations (click on church name for church website)

Synopsis of the 13 Lessons

  1. Super Saving teaches the seven baby steps that will guide members throughout the class and three reasons to save money and start now.
  2. Relating With Money teaches spouses to communicate and work together. Singles learn the importance of teamwork. Parents learn how to teach their children.
  3. Cash Flow Planning helps families develop a monthly spending plan that works.
  4. Dumping Debt destroys myths and credit lies while presenting a plan to eliminate debt.
  5. Credit Sharks explains credit rating and how to handle collectors.
  6. Buyer Beware reveals the power and influence marketing has on everyday buying decisions.
  7. Clause and Effect shows what members need, and don't need, when buying insurance.
  8. Not Good Enough explains seldom-used secrets of discovering big bargains with each buy.
  9. Of Mice and Mutual Funds breaks through the jargon surrounding long-term investing.
  10. From Fruition To Tuition teaches how to plan for college and a debt-free graduation.
  11. Working In Your Strengths pushes members to avoid dead-end jobs with tips for job hunting and finding extra work.
  12. Real Estate and Mortgages offers tips on buying and selling.
  13. Finally, The Great Misunderstanding shows how generous giving will change attitude, finances, business and relationships.

RELATED LINKS: Ramsey Website


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